Legal Policies

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

AMERICAN DISABILITY ACT WEBSITE ACCESSIBILITY UNDER TITLE II OF THE ADA

Our company and Websites recognize and provide qualified individuals with disabilities equal access to their programs, services, or activities unless doing so would fundamentally alter the nature of their programs, services, or activities or would impose an undue burden. One way to help meet these requirements is to ensure that our websites have accessible features for people with disabilities, using the simple steps described in this document. Our organization also meet its legal obligations by providing an alternative accessible way for citizens to use the programs or services, such as a staffed telephone information line during business hours.

Please note that when listed herein as “our company” or “we,” “us,” or “our.” refers to Zumbrota Chiropractic.

A Few Basic Terms

To understand the basics of website accessibility, you need to know a few terms:

Webpage – an Internet-based document, usually in HTML format, that can contain a wide variety of information and multimedia content.

Website – a collection of web pages that are hierarchically organized around a homepage.

Web browser – a computer program that downloads web pages. It is the program installed on the computer that you use to access web pages on the Internet.

HTML – short for “hypertext mark-up language,” a common markup language used to present web pages. It tells the web browser how information should be structured and accessed.

Screen reader – a computer program that speaks written text. It allows a person to listen to the written text on a webpage or in a computer program. Screen readers read-only text: they cannot describe pictures or other images, even if the images are pictures of text.

HTML tags – specific instructions understood by a web browser or screen reader. One type of HTML tag called an “alt” tag (short for “alternative text”), is used to provide brief text descriptions of images that screen readers can understand and speak. Another type of HTML tag called a “longdesc” tag (short for “long description”), is used to provide long text descriptions that can be spoken by screen readers.

Refreshable Braille display – an electronic device that translates standard text into Braille characters and uses devices such as rounded pins on a refreshable display to create Braille text that can be read by touch.

Images With Text Equivalents

Blind people, those with low vision, and people with other disabilities that affect their ability to read a computer display often use different technologies, so they can access the information displayed on a webpage. Two commonly used technologies are screen readers and refreshable Braille displays. As discussed above, a screen reader is a computer program that speaks the text that appears on the computer display, beginning in the top-left corner. A refreshable Braille display is an electronic device that translates text into Braille characters that can be read by touch. These assistive technologies read text. They cannot translate images into speech or Braille, even if words appear in the images. For example, these technologies cannot interpret a photograph of a stop sign, even if the word “stop” appears in the image.

Because they only read the text, screen readers and refreshable Braille displays cannot interpret photographs, charts, color-coded information, or other graphic elements on a webpage. Our company’s website utilizes a line of simple HTML code to provide text for each image and graphic will enable the user with a vision disability to understand what it is.

Our company utilizes the words in the tag can be more than a description. It often provides a text equivalent of the image. In other words, the tag often includes the same meaningful information that other users obtain by looking at the image. In some circumstances, longer and more detailed text is necessary to convey the same meaningful information that other visitors to the website can see.

Specifying Colors and Font Sizes

Although webpage designers often have aesthetic preferences and may want everyone to see their web pages in precisely the same color, size, and layout. But because of their disability, many people with low vision do not see web pages the same as other people. Some see only small portions of a computer display at one time, and others cannot see text or images that are too small or with certain colors. For these reasons, many people with low vision use specific color and font settings when they access the Internet – settings that are often very different from those most people use. For example, many people with low vision need to use high contrast settings, such as bold white or yellow letters on a black background. Others require just the opposite – bold black text on a white or yellow background. And, many must use softer, more subtle color combinations.

Our company’s website enables the user to manipulate color and font settings in their web browsers and operating systems to make pages readable. Some web pages, however, are designed so that changing the color and font settings is impossible.

Our company utilizes websites that are designed so they can be viewed with the color and font sizes set in users’ web browsers and operating systems. Users with low vision can specify the text and background colors as well as the font sizes needed to see webpage content.

Videos and Other Multimedia Lack Accessible Features

Due to increasing bandwidth and connection speeds, videos and other multimedia are becoming more common on the websites. These and other types of multimedia can present two distinct problems for people with different disabilities. People who are deaf or hard of hearing can generally see the information displayed on Web pages. But a deaf person or someone who is hard of hearing may not be able to hear the audio track of a video. On the other hand, persons who are blind or have low vision are frequently unable to see the video images but can hear the audio track.

Our company’s website utilizes multimedia options to incorporate features that make them accessible to everyone. Provide audio descriptions of images (including changes in setting, gestures, and other details) to make videos available to people who are blind or have low vision. Our company provides text captions synchronized with the video images to make videos and audio tracks accessible to people who are deaf or hard of hearing.

Our company’s Website Functionality:

• includes a “skip navigation” link at the top of web pages that allows people who use screen readers to ignore navigation links and skip directly to webpage content
• minimizes blinking, flashing, or other distracting features
• if they must be included, ensure that moving, blinking, or auto-updating objects or pages may be paused or stopped
• online forms are designed to include descriptive HTML tags that provide persons with disabilities the information they need to complete and submit the forms
• includes visual notification and transcripts if sounds automatically play
• provides a second, static copy of pages that are auto-refreshing or that require a timed-response
• uses titles, context, and other heading structures to help users navigate complex pages or elements (such as web pages that use frames).

We may modify or amend this ADA Notice from time to time at our discretion. It is your responsibility to review this page as often you deem necessary to see updates, and you acknowledge by using our service that you accept that responsibility to regularly check for changes. We encourage you to periodically review this ADA Notice to be informed.

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

ANTI-DISCRIMINATION DISCLAIMER

This office complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. This office does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex.

You can file a grievance in person or by mail, fax, or email. If you need help filing a grievance, our Doctor and staff are available to help you.

You can also file a civil rights compliant with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at:

U.S. Department of Health and Human Services
200 Independence Avenue, SW
Room 509F, HHH Building
Washington, D.C. 20201
1-800-368-1019 or (TDD) 1-800-537-7697

Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

COOKIE POLICY

Our Website uses cookies to improve the user experience and ensure that it is functioning effectively. By using or accessing our Website, you are consenting to allow us to use of Cookies as outlined below.

This Cookie Notice is part of our Privacy Statement. For more information about us, and how we protect visitor information, please see our Privacy Statement.

To provide you with more personalized and responsive service, we need to remember and store information about how you use this Website. This is done using small text files called cookies. Cookies contain small amounts of data and are downloaded to your computer or another device by a server for this Website. Your web browser then sends these cookies back to this Website on each subsequent visit so that it can recognize you and remember things like your user preferences. You can find more detailed information about cookies and how they work at http://www.aboutcookies.org/.

This Cookie policy helps to explain the occasions when and why cookies may be sent to visitors to the Site (referred to in this policy as “we,” “us” or “our”). “Cookies” are text-only pieces of information that a website transfers to an individual’s hard drive or other website-browsing equipment for record-keeping purposes. Cookies allow the Site to remember important information that will make your use of the site more convenient. A cookie will typically contain the name of the domain from which the cookie has come, the “lifetime” of the cookie, and a randomly generated unique number or other value. Certain cookies will be used on the Site regardless of whether you are logged in to your account or not. Session Cookies are temporary cookies that remain in the cookie file of your browser until you leave the Site.

Whenever you use this Website, information may be collected through the use of cookies and other technologies. By using this Website, you agree to our use of cookies as described in this Cookie Notice and also to the use of cookies on the other country, regional or practice specific websites contained in deloitte.com that you may visit, as described in their accompanying cookie notices.

We use cookies to limit certain types of cyber attacks.

What Cookies Do We Use and Why?

Some of the cookies we use are necessary to enable you to move around the Website and use its features such as accessing secure areas that may contain content for registered users.

We also use functional cookies to record information about the choices you have made and to allow us to tailor the site to our users; for example, to remember your language or region or that you have already completed a survey. This information is usually anonymized and is not used for any other purpose.

Our service providers and we also use analytic services to help us understand how effective our content is, what interests our users have, and to improve how this Website works. Also, we use web beacons or tracking pixels to count visitor numbers and performance cookies to follow how many individual users access this Website and how often. This information is used for statistical purposes only, and it is not our intention to use such information to personally identify any user. However, if you have registered and signed into this Website, we may combine this information with information from our web analytic services and cookies to analyze how you use this Website in more detail.

Although currently, this Website does not use Targeting Cookies to deliver targeted advertising to Website visitors, we reserve the right to do so in the future without notice. Should we use targeting cookies; We will use cookies from third-party partners such as Google and Facebook for marketing purposes. These cookies allow us to display Indeed promotional material to you on other sites you visit across the Internet. Indeed may also share information about your behavior on the Site with third parties (including operators of third-party websites and/or social networking sites) to show you targeted advertisements and other content that has been customized for you. We also use cookies to facilitate the Indeed Targeted Ads Program. In this Program, we use cookies to determine which ads users have seen, and how many times users have seen a particular ad. We will use cookies to associate user activity with the third party website that referred the user to our Site, or to associate user activity that Indeed referred to a third party website. These third-party partner websites receive credit for the activity of users they refer to our Site or give us credit for the activity of users referred to such third party websites. We do not share any personal information or information about individual user activities with these partner entities. We also use cookies to associate user activity with the email campaign that referred the user to our Site.

Please contact us if you would like more detailed information on the cookies we use.

How to Control Cookies?

By using this Website, you agree that we can place cookies on your computer or device as explained above. However, you can control and manage cookies in various ways. Please bear in mind that removing or blocking cookies can impact on your user experience and parts of this Website may no longer be fully accessible.

Browser Controls

Most browsers will allow you to see what cookies you have and delete them on an individual basis or block cookies from particular or all websites. Be aware that any preference you have set will be lost if you remove all cookies, including your choice to opt-out from cookies as this itself, requires an opt-out cookie to have been set. For more information on how to modify your browser settings to block or filter cookies, see http://www.aboutcookies.org/ or http://www.cookiecentral.com/faq/.

Managing Analytics Cookies

Use the options in your web browser if you do not wish to receive a cookie or if you wish to set your browser to notify you when you receive a cookie. You can easily delete and manage any cookies that have been installed in the cookie folder of your browser by following the instructions provided by your particular browser manufacturer.

• Google Chrome
• Internet Explorer
• Mozilla Firefox
• Safari (Desktop)
• Safari (Mobile)
• Android Browser
• Opera
• Opera Mobile

If your browser is not listed here, consult the documentation that your particular browser manufacturer provides. You may also consult your mobile device documentation for information on how to disable cookies on your mobile device. If you disable all cookies, you may not be able to take advantage of all the features of this Site. Please note that if you have not cleared your cookies or cache, the contents of which may affect autofill functions on the Indeed site and you are responsible for any such actions.

Social Buttons

We use social buttons to enable our users to share or bookmark web pages. These are buttons for third party social media sites, and these sites may log information about your activities on the Internet including on this Website. Please review the respective terms of use and privacy policies of these sites to understand exactly how they use your information and to find out how to opt-out, or delete such information.

External Web Services

We sometimes use external web services on this Website to display content within the web pages of this Website, for example, to display images, show videos or run polls. As with the social buttons, we cannot prevent these sites, or external domains, from collecting information on your use of this embedded content.

E-mail Communications

We may also use tracking technologies to determine whether you have read, clicked on, or forwarded certain email communications we send to you so that we can make our conversations more helpful and interesting. If you do not wish us to confirm whether you have opened, clicked on or forwarded our communications, you will need to unsubscribe, as it is not possible for us to send these emails without tracking enabled. Registered subscribers can update their communication preferences at any time by contacting us, or you can unsubscribe following the instructions in the individual email communications you receive from us.

We may modify or amend this Cookie Notice from time to time at our discretion. It is your responsibility to review this page as often you deem necessary to see updates, and you acknowledge by using our service that you accept that responsibility to regularly check for changes. We encourage you to periodically review this Cookie Notice to be informed about how we are using cookies.

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

HEALTHCARE DISCLAIMER

The information, including but not limited to, text, graphics, images and other material contained on this website are for informational purposes only. The purpose of this website is to promote broad consumer understanding and knowledge of various health topics, products and services provided by Our company. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your chiropractor, physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have read on this website.

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

NOTICE OF HIPAA PRIVACY PRACTICES

Zumbrota Chiropractic – 309 S Main Street, Zumbrota MN 55992

Jared Post D.C. – (507) 732-7246

Effective Date: 12-15-2014

THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.

We understand the importance of privacy and are committed to maintaining the confidentiality of your medical information. We make a record of the medical care we provide and may receive such records from others. We use these records to provide or enable other health care providers to provide quality medical care, to obtain payment for services provided to you as allowed by your health plan and to enable us to meet our professional and legal obligations to operate this medical practice properly. We are required by law to maintain the privacy of protected health information, to provide individuals with notice of our legal duties and privacy practices with respect to protected health information, and to notify affected individuals following a breach of unsecured protected health information. This notice describes how we may use and disclose your medical information. It also describes your rights and our legal obligations with respect to your medical information. If you have any questions about this Notice, please contact our Privacy Officer listed above.

TABLE OF CONTENTS

• How This Medical Practice May Use or Disclose Your Health Information
• When This Medical Practice May Not Use or Disclose Your Health Information
• Your Health Information Rights
  • Right to Request Special Privacy Protections
  • Right to Request Confidential Communications
  • Right to Inspect and Copy
  • Right to Amend or Supplement
  • Right to an Accounting of Disclosures
  • Right to a Paper or Electronic Copy of this Notice
• Changes to this Notice of Privacy Practices
• Complaints

How This Medical Practice May Use or Disclose Your Health Information

This chiropractic practice collects health information about you and stores it in a chart and/or on a computer system. This is your medical record. The medical record is the property of this chiropractic practice, but the information in the medical record belongs to you. The law permits us to use or disclose your health information for the following purposes:

Treatment: We use medical information about you to provide your medical care. We disclose medical information to our employees and others who are involved in providing the care you need. For example, we may share your medical information with other physicians or other health care providers who will provide services that we do not provide. Or we may share this information with a pharmacist who needs it to dispense a prescription to you, or a laboratory that performs a test. We may also disclose medical information to members of your family or others who can help you when you are sick or injured, or after you die.

Payment: When necessary, use and disclosure of medical information about you to obtain payment for the services we provide. For example, we give your health plan the information it requires before it will pay us. We may also disclose information to other health care providers to assist them in obtaining payment for services they have provided to you.

Health Care Operations: We may use and disclose medical information about you to operate this medical practice. For example, we may use and disclose this information to review and improve the quality of care we provide, or the competence and qualifications of our professional staff. Or we may use and disclose this information to get your health plan to authorize services or referrals. We may also use and disclose this information as necessary for medical reviews, legal services and audits, including fraud and abuse detection and compliance programs and business planning and management. We may also share your medical information with our “business associates,” such as our billing service, that perform administrative services for us. We have a written contract with each of these business associates that contains terms requiring them and their subcontractors to protect the confidentiality and security of your protected health information. We may also share your information with other health care providers, health care clearinghouses or health plans that have a relationship with you, when they request this information to help them with their quality assessment and improvement activities, their patient-safety activities, their population-based efforts to improve health or reduce health care costs, their protocol development, case management or care-coordination activities, their review of competence, qualifications and performance of health care professionals, their training programs, their accreditation, certification or licensing activities, or their health care fraud and abuse detection and compliance efforts. We may also share medical information about you with the other health care providers, health care clearinghouses and health plans that participate with us in “organized health care arrangements” (OHCAs) for any of the OHCAs’ health care operations. OHCAs include hospitals, physician organizations, health plans, and other entities which collectively provide health care services. A listing of the OHCAs we participate in is available from the Privacy Official.

Appointment Reminders: We may use and disclose medical information to contact and remind you about appointments. If you are not home, we may leave this information on your answering machine or in a message left with the person answering the phone.

Sign In Sheet: We may use and disclose medical information about you by having you sign in when you arrive at our office. We may also call out your name when we are ready to see you.

Notification and Communication with Family: We may disclose your health information to notify or assist in notifying a family member, your personal representative or another person responsible for your care about your location, your general condition or, unless you had instructed us otherwise, in the event of your death. In the event of a disaster, we may disclose information to a relief organization so that they may coordinate these notification efforts. We may also disclose information to someone who is involved with your care or helps pay for your care. If you are able and available to agree or object, we will give you the opportunity to object prior to making these disclosures, although we may disclose this information in a disaster even over your objection if we believe it is necessary to respond to the emergency circumstances. If you are unable or unavailable to agree or object, our health professionals will use their best judgment in communication with your family and others.

Marketing: Provided we do not receive any payment for making these communications, we may contact you to give you information about products or services related to your treatment, case management or care coordination, or to direct or recommend other treatments, therapies, health care providers or settings of care that may be of interest to you. We may similarly describe products or services provided by this practice and tell you which health plans this practice participates in. We may also encourage you to maintain a healthy lifestyle and get recommended tests, participate in a disease management program, provide you with small gifts, tell you about government sponsored health programs or encourage you to purchase a product or service when we see you, for which we may be paid. Finally, we may receive compensation which covers our cost of reminding you to take and refill your medication, or otherwise communicate about a drug or biologic that is currently prescribed for you. We will not otherwise use or disclose your medical information for marketing purposes or accept any payment for other marketing communications without your prior written authorization. The authorization will disclose whether we receive any compensation for any marketing activity you authorize, and we will stop any future marketing activity to the extent you revoke that authorization.

Sale of Health Information: We will not sell your health information without your prior written authorization. The authorization will disclose that we will receive compensation for your health information if you authorize us to sell it, and we will stop any future sales of your information to the extent that you revoke that authorization.

Required by Law: As required by law, we will use and disclose your health information, but we will limit our use or disclosure to the relevant requirements of the law. When the law requires us to report abuse, neglect or domestic violence, or respond to judicial or administrative proceedings, or to law enforcement officials, we will further comply with the requirement set forth below concerning those activities.

Public Health: We may, and are sometimes required by law, to disclose your health information to public health authorities for purposes related to: preventing or controlling disease, injury or disability; reporting child, elder or dependent adult abuse or neglect; reporting domestic violence; reporting to the Food and Drug Administration problems with products and reactions to medications; and reporting disease or infection exposure. When we report suspected elder or dependent adult abuse or domestic violence, we will inform you or your personal representative promptly unless in our best professional judgment, we believe the notification would place you at risk of serious harm or would require informing a personal representative we believe is responsible for the abuse or harm.

Health Oversight Activities: We may, and are sometimes required by law, to disclose your health information to health oversight agencies during the course of audits, investigations, inspections, licensure and other proceedings, subject to the limitations imposed by law.

Judicial and Administrative Proceedings: We may, and are sometimes required by law, to disclose your health information in the course of any administrative or judicial proceeding to the extent expressly authorized by a court or administrative order. We may also disclose information about you in response to a subpoena, discovery request or other lawful process if reasonable efforts have been made to notify you of the request and you have not objected, or if your objections have been resolved by a court or administrative order.

Law Enforcement: We may, and are sometimes required by law, to disclose your health information to a law enforcement official for purposes such as identifying or locating a suspect, fugitive, material witness or missing person, complying with a court order, warrant, grand jury subpoena and other law enforcement purposes.

Coroners: We may, and are often required by law, to disclose your health information to coroners in connection with their investigations of deaths.

Organ or Tissue Donation: We may disclose your health information to organizations involved in procuring, banking or transplanting organs and tissues.

Public Safety: We may, and are sometimes required by law, to disclose your health information to appropriate persons in order to prevent or lessen a serious and imminent threat to the health or safety of a particular person or the general public.

Proof of Immunization: We will disclose proof of immunization to a school that is required to have it before admitting a student where you have agreed to the disclosure on behalf of yourself or your dependent.

Specialized Government Functions: We may disclose your health information for military or national security purposes or to correctional institutions or law enforcement officers that have you in their lawful custody.

Workers’ Compensation: We may disclose your health information as necessary to comply with workers’ compensation laws. For example, to the extent your care is covered by workers’ compensation, we will make periodic reports to your employer about your condition. We are also required by law to report cases of occupational injury or occupational illness to the employer or workers’ compensation insurer.

Change of Ownership: In the event that this medical practice is sold or merged with another organization, your health information/record will become the property of the new owner, although you will maintain the right to request that copies of your health information be transferred to another physician or medical group.

Breach Notification: In the case of a breach of unsecured protected health information, we will notify you as required by law. If you have provided us with a current e-mail address, we may use e-mail to communicate information related to the breach. In some circumstances our business associate may provide the notification. We may also provide notification by other methods as appropriate.

When This Medical Practice May Not Use or Disclose Your Health Information

Except as described in this Notice of Privacy Practices, this medical practice will, consistent with its legal obligations, not use or disclose health information which identifies you without your written authorization. If you do authorize this medical practice to use or disclose your health information for another purpose, you may revoke your authorization in writing at any time.

Your Health Information Rights

Right to Request Special Privacy Protections: You have the right to request restrictions on certain uses and disclosures of your health information by a written request specifying what information you want to limit, and what limitations on our use or disclosure of that information you wish to have imposed. If you tell us not to disclose information to your commercial health plan concerning health care items or services for which you paid for in full out-of-pocket, we will abide by your request, unless we must disclose the information for treatment or legal reasons. We reserve the right to accept or reject any other request and will notify you of our decision.

Right to Request Confidential Communications: You have the right to request that you receive your health information in a specific way or at a specific location. For example, you may ask that we send information to a particular e-mail account or to your work address. We will comply with all reasonable requests submitted in writing which specify how or where you wish to receive these communications.

Right to Inspect and Copy: You have the right to inspect and copy your health information, with limited exceptions. To access your medical information, you must submit a written request detailing what information you want access to, whether you want to inspect it or get a copy of it, and if you want a copy, your preferred form and format. We will provide copies in your requested form and format if it is readily producible, or we will provide you with an alternative format you find acceptable, or if we can’t agree and we maintain the record in an electronic format, your choice of a readable electronic or hardcopy format. We will also send a copy to any other person you designate in writing. We will charge a reasonable fee which covers our costs for labor, supplies, postage, and if requested and agreed to in advance, the cost of preparing an explanation or summary. We may deny your request under limited circumstances. If we deny your request to access your child’s records or the records of an incapacitated adult you are representing because we believe allowing access would be reasonably likely to cause substantial harm to the patient, you will have a right to appeal our decision. If we deny your request to access your psychotherapy notes, you will have the right to have them transferred to another mental health professional.

Right to Amend or Supplement: You have a right to request that we amend your health information that you believe is incorrect or incomplete. You must make a request to amend in writing and include the reasons you believe the information is inaccurate or incomplete. We are not required to change your health information and will provide you with information about this medical practice’s denial and how you can disagree with the denial. We may deny your request if we do not have the information, if we did not create the information (unless the person or entity that created the information is no longer available to make the amendment), if you would not be permitted to inspect or copy the information at issue, or if the information is accurate and complete as is. If we deny your request, you may submit a written statement of your disagreement with that decision, and we may, in turn, prepare a written rebuttal. All information related to any request to amend will be maintained and disclosed in conjunction with any subsequent disclosure of the disputed information.

Right to an Accounting of Disclosures: You have a right to receive an accounting of disclosures of your health information made by this medical practice, except that this medical practice does not have to account for the disclosures provided to you or pursuant to your written authorization, or as described in paragraphs 1 (treatment), 2 (payment), 3 (health care operations), 6 (notification and communication with family) and 18 (specialized government functions) of Section A of this Notice of Privacy Practices or disclosures for purposes of research or public health which exclude direct patient identifiers, or which are incident to a use or disclosure otherwise permitted or authorized by law, or the disclosures to a health oversight agency or law enforcement official to the extent this medical practice has received notice from that agency or official that providing this accounting would be reasonably likely to impede their activities.

Right to a Paper or Electronic Copy of this Notice: You have a right to notice of our legal duties and privacy practices with respect to your health information, including a right to a paper copy of this Notice of Privacy Practices, even if you have previously requested its receipt by e-mail.
If you would like to have a more detailed explanation of these rights or if you would like to exercise one or more of these rights, contact our Privacy Officer listed at the top of this Notice of Privacy Practices.

Changes to this Notice of Privacy Practices
We reserve the right to amend this Notice of Privacy Practices at any time in the future. Until such amendment is made, we are required by law to comply with the terms of this Notice currently in effect. After an amendment is made, the revised Notice of Privacy Protections will apply to all protected health information that we maintain, regardless of when it was created or received. We will keep a copy of the current notice posted in our reception area, and a copy will be available at each appointment. We will also post the current notice on our website.

Complaints

Complaints about this Notice of Privacy Practices or how this medical practice handles your health information should be directed to our Privacy Officer listed at the top of this Notice of Privacy Practices.

If you are not satisfied with the manner in which this office handles a complaint, you may submit a formal complaint to:
OCRMail@hhs.gov

The requirement and steps required to compile a complaint may be found at How to File a Health Information Privacy or Security Complaint. You will not be penalized in any way for filing a complaint.

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

PRIVACY POLICY

We take your privacy seriously. We have established this privacy policy to outline our policies on the collection, use, and disclosure of your information in connection with your use of our website (the “Site”). By accessing the Site, you consent to our collection, use, and disclosure of your information as described in this Privacy Policy. Please note that when listed herein as “our company” or “we,” “us,” or “our.” refers to Zumbrota Chiropractic.

Collection of Information

What information do we collect? We do not collect, use or share any user information which can personally identify you (“Personally Identifiable Information”); however, some of our users may voluntarily provide us with certain Personally Identifiable Information through our Site (such as name, phone number, email address) in order to sign up with our service. We do collect and aggregate certain information through technology, such as cookies, to improve our Site and services.

Why do we collect information? Like many websites, Our company collects information to enhance your experience with our Site, maximize the quality of our services, monitor, update and improve the functionality of our Site, customize our Site to best suit your needs, provide customer support and respond to your inquiries, and comply with our legal obligations.

Information We Collect Through Technology

• Cookies: We may use cookies, beacons and similar technology to provide the best, customized Site we can and facilitate and enhance your experience. Cookies are files sent to your browser from a web server and may reside, among other places, on your computer, in emails sent to you, and on our web pages. Cookies may transmit information about your use of our Services such as time, frequency and activity on our Site, browser type, search preferences and other data that may, in the future, inform us to provide targeted services for our users. You can control your own privacy levels by disabling cookies in your device or browser settings.
• Analytics: We engage in analytics to process data collected by our Site that enables us to improve our Site. We may use third parties to process the information on an aggregated (not individual) level and develop reports and analysis regarding the usage and browsing patterns of our users.
• Location: We may collect information regarding the computer, mobile /smartphone or another device you use to access our Services, including collecting information on your Internet Protocol (IP) addresses. We do this to measure the effectiveness of our Site and to better conduct technical systems functions and troubleshooting.

Sharing of Information, We Collect

• To Enhance our Site: Any third-party service providers we use for analytics or marketing are restricted from using your information in any way other than providing the services we request of them.
• To share with Partners: Our company also shares your personal (non-financial) information, including but not limited to your contact information with our business partners as we deem fit. Should you not want this information shared, you should not use our service.

For Legal Compliance

To comply with the law, our company may be required to produce user information. As a service to our users, we may produce user information if we reasonably believe that doing so will protect the personal safety or property of our users or the general public. We may also disclose user information to protect, defend and enforce our own intellectual property rights, which we will do to the fullest extent of the law.

Changes to the Privacy Policy

The Privacy Policy may be modified from time to time at the sole discretion of Our company. Revisions to the Privacy Policy will be posted on this webpage. Such modifications shall become effective once posted on the Site. You agree to this Privacy Policy and any subsequent revisions through your continued use and access of this Site.

Terms of Use

These terms and conditions (the “Terms of Use”) govern your use of our company’s website (the “Site”). Through your access or use of the Site, you agree to these Terms of Use and to a legally binding contract with our company. Do not access or use the Site if you are unwilling or unable to be bound by these Terms of Use.

Content

Use of Our Content
The content provided on this Site is for informational and educational purposes only. The information contained herein does not constitute any guarantees, implied or real. Unless otherwise specified, Web Site is for your personal and/or commercial use and limited to the purchaser of the license to use the site. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from our company’s Web Sites.

Ownership of Our Content
The materials used and displayed on this Site, including but not limited to text, photographs, charts, visual graphics, video, interviews, service marks, logos, and names are the property of our company or our affiliates, contractors or licensors. While you may use this content for your personal or commercial use, you acknowledge that this content is protected by intellectual property laws and other federal and state laws. You may not reproduce, transmit, publish, distribute or otherwise use any of our content or any modifications thereof without our prior express written consent or that of our affiliates, contractors or licensors.

Use of Your Content
Our company may use your content, including but not limited to photographs, testimonials, visual graphics or video, with or without your prior consent and as our company deems fit, to provide our services, including but not limited to our public site, blogs, newsletters, advertisements, and other services. We may also create derivative works from your content. Through these Terms of Use, once you consent to our use of your content, you acknowledge and grant us the rights to use your content for such purposes without limitation and without any need for a license or payments of any fees, Our company may use, copy, publish, display, distribute, modify, translate, and create derivative works from your content.

Legal Disclaimer

The user acknowledges that the content of this Site is provided for informational and educational purposes only. To the fullest extent permitted by law, Our company.. makes no express or implied warranties regarding the content on this Site, including the accuracy, completeness, reliability, applicability, ownership, non-infringement or merchantability of the content.

This disclaimer extends to any and all testimonials, endorsements, statistics, graphics or video provided on this Site, which is provided for informational and educational purposes only and is not make any guarantees of diagnoses, treatment plans or treatment results. Links to any third-party websites are provided for your convenience only; Our company does not endorse any third parties through this Site.

OUR COMPANY, ITS AGENTS OR REPRESENTATIVES SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR USE OR ACCESS OF THE SITE OR ARISING OUT OF ANY ACTION TAKEN IN RELIANCE UPON, IN RESPONSE TO, OR AS A RESULT OF, ANY INFORMATION AVAILABLE ON THE SITE. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST OUR COMPANY ARISING OUT OF YOUR USE OR ACCESS OF THIS SITE.

Changes to the Terms of Use

The Terms of Use may be modified from time to time at the sole discretion of our company. Revisions to the Terms of Use will be posted on this webpage. Such modifications shall become effective once posted on the Site. You acknowledge and agree that your access and use of this Site shall be considered an acceptance of these Terms of Use. To prevent that information from being shared, you must discontinue the use of our services understanding that we cannot recall the information shared.

ACCESSIBILITY – ANTI-DISCRIMINATION – COOKIE POLICY – HEALTHCARE DISCLAIMER – HIPAA POLICY – PRIVACY POLICY – TERMS OF SERVICE

WEBSITE TERMS OF SERVICE

Welcome to Our company’s, a website (the “Site”). This Terms of Use Agreement (“Agreement”) governs your access to, and use of, the Site and the information, profiles, materials and other content (“Content”) available on or through the Site. Please read this Agreement carefully before using the Site or any of its Content. By choosing to use the Site you acknowledge that you have read this Agreement and the disclaimers and caveats contained in the Site and that you accept and will be bound by the terms thereof. IF YOU DO NOT AGREE WITH THE TERMS OF THIS AGREEMENT, YOU ARE NOT GRANTED PERMISSION BY Our company TO ACCESS THE CONTENT OF THE SITE. If you do not agree to all of these terms and conditions of use, do not use the Site! Please note that when listed herein as “our company” or “we,” “us,” or “our.” refers to Zumbrota Chiropractic.

REPEATED TO ENSURE YOU HAVE READ THIS STATEMENT

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.

Our company is based in the United States of America. Our company makes no claims that the content is appropriate or may be downloaded outside of the United States. Access to the content may not be legal by certain persons or in certain countries. If you access the site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

As a user of this site, you personally guarantee and certify that the information that you post is accurate and true and that you agree to be held personally liable and responsible for the information that you post on our company. You further agree that your business you will be promoting will also be held liable and responsible for all information that you post on the Our company.

NO MEDICAL ADVICE
THE SITE PROVIDES NO MEDICAL/CHIROPRACTIC ADVICE OF ANY KIND WHATSOEVER. By using the Site, you acknowledge and agree that Our company is not providing you with any medical/chiropractic advice or with any advice regarding doctor choice. The content of the site, including, but not limited to, text, graphics, images, or other information in any form, from any source, or of any kind is provided for informational purposes only. The content is not, nor is it ever intended to be, a substitute for professional advice or professional recommendations, diagnosis, or treatment. Always seek the advice of your physician(s) or another qualified healthcare provider (s) with any questions you may have regarding a medical condition. DO NOT DISREGARD PROFESSIONAL MEDICAL ADVICE BECAUSE OF ANYTHING YOU READ ON THE SITE. DO NOT DELAY SEEKING PROFESSIONAL ATTENTION OR ADVICE BECAUSE OF ANYTHING YOU READ ON THE SITE.

RATINGS AND OPINION INFORMATION
Our company’s information regarding education, background, residencies, fellowships, and positions held has been obtained directly from the listing doctors. Our company makes no independent statements of fact or truth concerning such information, other than the general statement that the factual information reported on the site reflects the factual information rendered from the doctors. Our company does not consider the status of any malpractice complaints or claims against a doctor, either pending or resolved in offering listings as that is between you and your state board. Our company does do not consider the absence of any pending malpractice claims or judgments against a doctor. Information regarding malpractice claims against a particular doctor, if any, may be available from publicly available databanks.

Our company does not recommend or endorse any specific physicians, products, procedures, opinions, or other information that may be mentioned on the Site. Our company is not a referral service. Our company provides selected information about certain physicians or chiropractors. We cannot and do not offer advice regarding the quality or skill of any particular physician for any specific treatments or health conditions. You should obtain all additional information necessary to make an informed decision before using any physician. Reliance on any information provided by Our company, Our company’s employees, or others appearing on the Site is completely and solely at your own risk.

You agree that you assume all responsibility in connection with choosing any physician, whether or not you obtained information about such physician on or through the Site. We assume no responsibility or liability for any advice, treatment or other services rendered by any physician, or for any malpractice claims and/or other claims that may arise directly or indirectly from any such advice, treatment or other services.

REVISION OF TERMS AND CONDITIONS
We may revise and update this Agreement at any time. By continuing to use the Site after such revision or update, you acknowledge that you accept those changes as they are made, even if you choose not to review the Agreement every time you access the Site.

COPYRIGHT AND USE OF CONTENT
The Content is protected by copyright under both United States and foreign laws. At all times, Our company and/or its licensors retain title to the Content. Any use of Content which is not expressly permitted by this Agreement is a breach of this Agreement and may violate copyright, trademark, and other laws. Content and features are subject to change or termination without notice, in Our company discretion. Our company reserves all rights unless expressly granted elsewhere.

Our company authorizes you to view or download a single copy of material found on the Site as long as it is solely for your personal, non-commercial use. If any information or another item on the Site has more restrictive copyright protections or rules that are included in the Site, such protections and/or rules are at this moment incorporated into this Agreement by reference.

If you violate any terms of this Agreement, your permission to use the Content automatically terminates, and you must immediately destroy any copies you have made of any portion of the Content. Our company will pursue its rights against such violators to the fullest extent of the law.

LIMITATION OF LIABILITY
The use of the Site and the Content is at your own risk. When using the Site, information is transmitted through an imperfect medium outside of Our company control. You agree that Our company assumes no liability to you or any other party arising out of any delays, failures, interruptions, or corruption of any data or additional information transmitted in connection with your access or use of, or your inability to access or use, the Site or its Content.

The Site and its Content are provided on a purely “as is” basis. Our company HEREBY DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. Our company makes no representation(s) or warranty(is) about the accuracy, reliability, completeness, or timeliness of the Content, software, text, graphics, links, or communications provided on or through the use of the Site.

YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL WE, OR ANY OF OUR DIRECTORS, OFFICERS, SHAREHOLDERS, PROPRIETORS, PARTNERS, EMPLOYEES, AGENTS, REPRESENTATIVES, SERVANTS, ATTORNEYS, PREDECESSORS, SUCCESSORS OR ASSIGNS, BE LIABLE FOR ANY DAMAGES WHATSOEVER BE THEY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS AND DAMAGES THAT RESULT FROM INCONVENIENCE, DELAY, OR LOSS OF USE) ARISING OUT OF USE OF THE SITE, ANY SITE MATERIALS, ARRANGEMENTS MADE BASED ON INFORMATION OBTAINED ON OR THROUGH THE SITE, OR PRODUCTS OR SERVICES OBTAINED ON OR THROUGH THE SITE, EVEN IF WE OR THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, this limitation may not apply to you.

This limitation applies whether the claim for damages is based on warranty, contract, tort (including any intentional torts and/or negligence of any type), or any other legal theory.

You agree that you will bring any claims against Our company within 90 days of knowledge of the date the event first giving rise to such claim occurred. You agree that you waive any claim not brought within 90 days and are barred from making any claims after that. Remedies under this Agreement are exclusive and are limited to those expressly provided for in this Agreement.

USER SUBMISSIONS
The personal information you submit to Our company is governed by Our company’s Privacy Policy. To the extent there is an inconsistency between this Agreement and the Our company’s Privacy Policy, this Agreement shall govern.

You agree that you will not upload or transmit any communications or Content of any type to the Site that infringe(s) or violate(s) any rights of any party. By submitting communications or Content to the Site, you agree that such submission is non-confidential for any and all purposes and that Our company is free to use such information for any and all purposes.

Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording

If you make any such submission, you agree that you will not send or transmit to Our company any Content that infringes or violates any rights of any party. If you submit any business information, idea, concept or invention to Our company, you agree such submission is non-confidential for all purposes.

If you make any submission to the Site, you automatically grant—or warrant that the owner of such Content or intellectual property has expressly granted—Our company royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and/or display the communication or Content in any form, and in any forum. Our company may sublicense its rights through multiple tiers of sublicenses.

You agree that (i) you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements you have with us, and (ii) in circumstances where locations of this Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals. You agree that you will not use any robot, spider, other automatic device or manual process to monitor or copy our web pages, data or the content contained herein or for any other unauthorized purpose without our prior expressed written permission.

PASSWORDS
You are responsible for taking all reasonable steps to ensure that no unauthorized person has access to your Our company passwords or accounts. It is your sole responsibility to (1) control the dissemination and use of your password; (2) authorize, monitor, and control access to and use of your Our company account and password; (3) promptly inform Our company any need to deactivate a password. You grant Our company and all other persons or entities involved in the operation of the Site the right to transmit, monitor, retrieve, store, and use your information in connection with the operation of the Site. Our company can not and does not assume any responsibility or liability for any information you submit, or your or third parties’ use or misuse of information transmitted or received using Our company tools and services.

We reserve the right to delete or change any password at any time and for any reason and deny access until any issues are resolved.

REVIEWS & POSTINGS
Our company is not responsible for the consequences of any reviews and does do not adopt or endorse user reviews, as the reviews are purely the opinion of the posting user. You are expected to refrain from using any improper, obscene, harassing, vulgar, offensive, defamatory, or libelous language.

You are not permitted to post any Content that infringes upon the legitimate proprietary rights of others.
You are not permitted to post or upload materials (or hyperlinks) that contain unsolicited or unauthorized advertising or marketing, promotional materials, junk mail, spamming, chain letters, pyramid schemes or the like.
You are not permitted to pose as or impersonate another, nor are you permitted to allow any other person or entity to use your identification for posting or viewing comments
You are not permitted to post or upload materials (or hyperlinks) that contain viruses or that are coded in a way that might interrupt, disrupt, destroy or limit the functionality of any computer software, hardware or telecommunication equipment. If you post a review:
Any violation of these terms will be deemed a material breach of the Agreement.

Our company reserves the right (but is not obligated) to do any or all of the following:

Investigate an allegation that a communication(s) do(es) not conform to the terms of this section and, in its sole discretion, remove the review(s).
Remove any information, if added through a review, blog or other forum, which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms and Conditions.
Terminate a user’s access to the Site upon any breach of these Terms and Conditions.
Edit or delete any posting for any reason, and the user also agrees that no reason or notice is required to be rendered at any time.
Our company disclaims all liability or responsibility to users of the Site or any other person or entity for performance or nonperformance of the activities above

ADVERTISEMENTS, FAXING, E-MAILS, SEARCHES, AND LINKS TO OTHER SITES
Our company may provide links to third-party web sites. Our company also may select certain sites as priority responses to search terms you enter, and Our company may agree to allow advertisers to respond to certain search terms with advertisements or sponsored Content. Our company does not recommend and does not endorse the Content on any third-party websites. Our company is not responsible for the Content of linked third-party sites framed within the Site, third-party sites provided as search results, or third-party advertisements, and does not make any representations regarding their Content or accuracy. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites. Our company does do not endorse any product advertised on the Our company site. Our company, its officers, business partners, and affiliates may send you faxes and e-mails of both informational and solicitation content, and you give your express permission for us to do so. This means that you give express permission to receive faxes and/or e-mails (opt-in) and/or promotional materials from the Our company and any affiliate associated with the Our company for any reason.

INDEMNITY
You shall indemnify and hold harmless Our company, its affiliates, successor organizations, directors, officers, shareholders, partners and employees from and against any and all liabilities from any claims against any or all of them whether or not foreseeable, directly or indirectly resulting from the actions or omissions of User or parties acting on behalf of User, or arising out of User’s or its agents breach of any of its representations, warranties, responsibilities, or agreements contained in this Agreement. User shall, at its own expense, defend Our company against any claim alleging the user’s liability for indemnified matters provided that a) User promptly notifies Our company any claim; b) User is entitled to settle or defend any action against Service Provider to which this indemnity relates; and c) Our company reasonably cooperates with Customer to facilitate such defense. Notwithstanding the foregoing, User may not settle any claim or consent to any judgment without first obtaining the written consent of Our company, such consent not to be unreasonably withheld, and Our company may participate in its own defense at its own expense. This Paragraph shall survive the termination of this Agreement.

Under no circumstances will the Our company liable for any lost profits, lost opportunity or any indirect, consequential, incidental, special, punitive, or exemplary damages arising out of any use of or inability to use the website or any portion thereof, regardless of whether we have been apprised of the likelihood of such damages occurring and regardless of the form of action, whether in contract, warranty, tort (including negligence), strict liability, or otherwise.

JURIDSIDCTION
You agree that the Courts of the State of New York, County of Suffolk, shall have exclusive jurisdiction for any dispute with Our company, or in any way relating to your use of the Site, and you consent to the exercise of personal jurisdiction in the courts of the State of New York, County of Suffolk in connection with any such dispute including any claim involving Our company or its affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers, and Content providers.

These Terms and Conditions are governed by the laws of the State of New York, without respect to its conflict of laws principles. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any of these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or any other term or condition. The language in this Contract shall be interpreted as to its fair meaning and not strictly for or against any party

To the extent that anything in or associated with the Site or Our company is in conflict or inconsistent with this Contract, this Contract shall govern. Our Companys failure to enforce any provision of this Contract shall not be deemed a waiver of such provision nor of the right to enforce such provision.

EXTERNAL LINKS
External inks may be provided for your convenience, but they are beyond the control of the Website Owner, and no representation is made as to their content. Use or reliance on any external links and the content thereon provided is at your own risk. When visiting external links, you must refer to that external websites terms and conditions of use. No hypertext links shall be created from any website controlled by you or otherwise to this website without the express prior written permission of the Website Owner. Please contact if you would like to link to this website or would like to request a link to your website

LIMITATIONS OF MALICIOUS CONTENT
Malicious content will aggressively be tracked and found. The Our company will prosecute to the fullest extent of the law, any malicious content posted.

FINANCES
All fees paid to the Our company are non-refundable. There are no pro-rated refunds at any time or any reason. Should an account be terminated, the user understands and agrees that the fees can be billed for 30 days from the time of termination to give the Our company time to process the canceled subscription/service/listing.

USE OF OUR COMPANY DATA
Under no circumstance may any data be used or “mined” from the Our company without expressed written permission from the Our company. Any use of the Our company’s Database not expressly authorized in this Agreement is strictly prohibited. Without limiting the generality of the foregoing, OUR COMPANY and the Users are expressly prohibited from (a) co-branding or otherwise providing the Product or Service on behalf of any third party, (b) sublicensing or reselling the Our company Database; (c) using or allowing third parties to use the Our company Database for the purpose of compiling, enhancing, verifying, supplementing, adding to or deleting from any mailing list, geographic or trade directories, business directories, classified directories, classified advertising, or other compilation of information which is sold, rented, published, furnished or in any manner provided to a third party; (d) using the Our company Database in any service or product not specifically authorized in this Agreement or offering it through any third party; or (e) disassembling, decompiling, reverse engineering, modifying or otherwise altering the Our company Database or any part thereof without Our company’s prior written consent, such consent may be withheld at Our company’s sole discretion; or (f) using the Our company’s Database for any direct marketing purposes.

COMPLETE AGREEMENT
This Agreement constitutes the entire agreement between you and Our company concerning the use of the Site and its Content.